Disability insurance

We make sure you can go to work without worries. With our disability insurance you know everything is taken care of, even if you suddenly become unfit to work for a longer period of time.

We offer two types of private policies. Temporary disability insurance and the long-term disability insurance. Temporary disability insurance covers you during your first year of disability. Are you unable to return to work after a year? That’s when the long-term disability insurance kicks in.

Do you just want everything to be taken care of? Feel free to contact us, we’d love to discuss the possibilities with you. We can put together a personalized insurance package so you know exactly what we can do for you.

Do you want to know more? Read more about our insurance options below.

Temporary disability insurance

Accidents can happen to anyone when you least expect it. The temporary disability insurance covers you in case you are forced to take a medical leave from work. With this policy you have financial security during the first year of your disability.

Our policy has worldwide coverage, and perfectly suits the needs of seafarers and other people in the maritime industry. It doesn’t matter if you are an employee or a freelancer. We make sure everything is taken care of for everyone in inland shipping, merchant shipping and offshore.

Say you took out temporary disability insurance with us and later became unfit to work. After the waiting period of 14 days you’ll receive a payout equivalent to 80% of your income. It is also possible to opt for a shorter or longer waiting period.

Your premium depends on your situation. We look at your age, the waiting period in the policy, the length of the contract and of course your income. Do you want to know the exact coverage and premiums for your situation? Don’t hesitate to contact us. We will walk you through our policies and explain your options.

Long-term disability insurance

Are you unfit to work for longer than a year? The long-term disability insurance has a waiting period of 52 weeks and is a seamless continuance of the temporary disability insurance. This gives you financial security in the case of long-term or permanent disability.

The policy offers worldwide coverage, 24 hours a day.

You have a couple of options when deciding on your long-term disability insurance policy. You can choose a maximum term age of 60 or 67 and you have a choice between a constant and a 4% increasing payout.

Do you want to know more about the terms of the long-term disability insurance? We can tell you everything you need to know about the premiums and other details of the policy.